One Underwriting – Commercial Combined Calculator

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Business Details

Proposer information, company details and claims history

Broker Information

Broker Company *

Staff Name *

Email Address *

⚠ Assumptions — these form the basis of the quote provided

Material Damage & Employers Liability are mandatory sections under this product
The Insured and risk must be in the UK
The MD & BI total sums insured cannot exceed £10m
Agree that any proposer/director/partner of the business/practice has not:
- been declared bankrupt/insolvent
- been the subject of bankruptcy proceedings
- had a proposal refused or declined
- had a renewal refused
- had an insurance cancelled
- had special terms imposed
- has non-motor convictions or criminal offences
- has non-motor prosecutions pending

I confirm I agree with all of the above assumptions

Proposer & Policy Information

Enter Company Name or Number

Client Name

Legal Trading Status

Year Business Established

Company Registration Number optional

Turnover — Next 12 Months

Correspondence Address — Line 1

Correspondence Address — Line 2 optional

Town / City

County optional

Postcode

Contact Email optional

Contact Phone optional

Cover Start Date

Company Details

Registered Company Name

Trading Name optional — if different from company name

Registered Address — Line 1

Registered Address — Line 2 optional

Town / City

County optional

Postcode

Has the risk been insured previously?

Yes No

All employees (incl. LOSC, trainees, apprentices) paid below PAYE threshold?

Yes No

Employer PAYE No optional

Claims History

Has your business been involved in any losses, claims or incidents that may result in a claim within the last 5 years?

Yes No

Subsidiary Companies

How many subsidiary companies are to be covered under this policy?

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Trade & Risk Details

Main trade(s), business description and key risk factors

Number of Trades

Risk Factors

Do you have in excess of 50 litres of flammable liquids?

Yes No

Do you have any storage heights exceeding 6m?

Yes No

Entertainment Activities

Do you require cover for entertainment activities?

Yes No

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Premises Details

Location, construction, facilities and material facts

Location & Construction

📋 Copy address from:

Premises Address — Line 1

Premises Address — Line 2 optional

Town / City

County optional

Postcode

Trading Name at Premises optional

Location Type

Year Built

Year Business First Established at this Address

Is This Building Listed?

Number of Storeys

Residential Occupancy Types

Which of the following residential types occupy any of the building?

Material Facts

Please indicate if any of the following apply:

Number of storeys where floor is of wooden construction

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Security & Heating

Alarm systems, heating methods and risk management features

Intruder Alarm

Is the premises protected by an intruder alarm?

Yes No

Alarm Type

Maintenance Accreditation

Heating

Number of Different Heating Methods

Risk Management Features optional

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Material Damage

Buildings, contents, stock and property covers

Buildings & Contents

Select Day One Uplift

Declared Value (Buildings) optional

Tenants Improvements

Rent Payable

Computer Breakdown

Office Computer & Software Equipment

Liability & Business Interruption

EL, PL, products liability and BI covers

Public & Products Liability

Public Liability Limit

Do you require Products Liability cover?

Yes No

Revenue Regions:

UK Europe (exc UK) USA and Canada Rest of the World

Business Interruption

Do you require Business Interruption cover?

Yes No

Cover Basis

Sum Insured

Indemnity Period (months)

Additional Covers:

Additional Cover Basis

Sum Insured

Indemnity Period (months)

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Additional Covers

Money, transit, portable items, personal accident and more

Loss of Money

Do you require cover for Loss of Money?

Yes No

Excess optional

Money on Premises During Business Hours

Do you require cover for Money in a Specified Safe outside of Business Hours?

Yes No

Money in Specified Safe (outside hours)

Safe Make & Model

Safe Location

Money in Transit

Legal Expenses

Do you require Legal Expenses cover?

Yes No

Floating Cover

Do you require floating cover for stock, contents or computer equipment?

Yes No

Floating Stock – Sum Insured

Floating Contents – Sum Insured

Floating Computer Equipment – Sum Insured

Stock at Third Party Premises

Do you require cover for Stock at Third Party Premises?

Yes No

Third Party Premises Address

Sum Insured

Goods in Transit

Do you require cover for Goods in Transit?

Yes No

Own Vehicles (UK)

Annual Carryings Value

Vehicle Limit

Number of Vehicles Used to Courier Goods

Sendings (UK)

Annual Carryings Value

Consignment Limit

Package Limit

Portable Computers

Do you require cover for Portable Computers?

Yes No

Sum Insured

Specified All Risks (Away from Premises)

Are there any other items to be covered away from the premises?

Yes No

Specified All Risk Item Type

Sum Insured

Personal Accident

Do you require Personal Accident cover?

Yes No

Group Name

Employee Types Covered

Activity Type

Number of Employees

Wageroll (next 12 months)

Equipment Breakdown

Do you require Equipment Breakdown cover?

Yes No

Equipment Breakdown Sum Insured

Employee Dishonesty

Do you require Employee Dishonesty cover?

Yes No

Number of Responsible Employees

Wageroll (next 12 months)

Terrorism

Do you require Terrorism cover?

Yes No

⚠ Terrorism cover is not available for postcodes prefixed with BT, JY, GE or IM and will not be included in the quotation. Please check the Quotation Conditions carefully to ensure eligibility criteria are met.

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Submission Summary

Review the Commercial Combined proposal before submitting for quotation

1 — Business & Policy

Client Name—

Legal Trading Status—

Year Established—

Company Registration No—

Turnover (Next 12 Months)—

Correspondence Address—

Contact Email—

Contact Phone—

Cover Start Date—

Company Details

Registered Company Name—

Trading Name—

Registered Address—

Previously Insured?—

Previous Insurer—

Employees Below PAYE Threshold?—

Subsidiary Companies—

Claims History

Claims in Last 5 Years?—

2 — Trade & Risk

Number of Trades—

Flammable Liquids >50L?—

Storage Height >6m?—

Entertainment Activities Required?—

3 — Premises & Construction

Premises Address—

Location Type—

Year Built—

Listed Building—

Material Facts

4 — Security & Heating

Intruder Alarm—

Number of Heating Methods—

5 — Material Damage

Day One Uplift—

Deterioration of Stock—

Target Stock Required?—

Loss of Liquor Licence—

6 — Employers Liability

Employee Types—

Activity Types—

Number of Employees—

Employees Work with Heat/Fire?—

Hold Harmless Agreements?—

EL Cover Required?—

Public & Products Liability

Public Liability Limit—

Products Liability Required?—

Business Interruption

BI Cover Required?—

7 — Additional Covers

Loss of Money—

Legal Expenses—

Floating Cover—

Stock at Third Party Premises—

Goods in Transit—

Portable Computers—

Specified All Risks—

Personal Accident—

Equipment Breakdown—

Employee Dishonesty—

Terrorism—

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Ready to Submit

Your Commercial Combined proposal is complete. Email it to One Underwriting or save a printable PDF copy.

Sends to [email protected] via your email client

Broker Portal

Business Details

⚠ Assumptions — these form the basis of the quote provided

Trade & Risk Details

Premises Details

Security & Heating

Material Damage

Liability & Business Interruption

Additional Covers

Submission Summary

Ready to Submit