Products /

Leisure & Hospitality

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ABOUT THE POLICY

Specifically designed for Restaurants, Public Houses, and Guest Houses (up to 10 rooms). 

We focus on the unique pressures of the service industry, ensuring that both physical assets and guest safety are prioritised.

Core Sector Coverages:

  • Property & Business Interruption: Combined protection for buildings, contents, and lost income.
  • Liability Essentials: £10m Employers’ Liability and £2m Public/Products Liability as standard.
  • Includes unlimited Glass cover up to £10,000 as standard ,  Loss of Liquor Licence (BI) , and £5,000 as standard for Deterioration of Stock (e.g., freezer failure) and £5,000 for Good In Transit
  • Coverage for Money at £5,000 as standard and a 30% Seasonal Stock Increase to account for peak trading periods.

Higher Limits are available from our Panel of Insurers.

POLICY DETAILS

Risks we can quote for

  • Pubs
  • Restaurants
  • Guest Houses
  • Takeaways

Interested in being a broker with One Underwriting?

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